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Retirement financial planning
Secure your peace with master retirement financial planners
Retirement is one of life’s biggest milestones, and planning for it can feel overwhelming. That’s why we provide a personalised approach to help you achieve financial security and peace of mind, no matter where you are on your journey.
Liston Newton Advisory
Liston Newton Advisory is rated from 32 reviews
Free financial strategy session*
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Explore our services
Retirement finance planning involves more than just saving — it’s about aligning every aspect of your finances to support your ideal lifestyle. These services can help you make the most of your retirement:
Retirement transition
A TTR strategy helps balance income and savings for a smooth retirement transition.
Retirement transitionPension advice
Strategic superannuation planning ensures lasting income and supports a stress-free retirement.
Pension adviceRetirement downsizing
Downsizing helps simplify living, reduce expenses, and support your financial goals.
Retirement downsizingRetirement investment options
Retirement planning ensures steady income through balanced, strategic investments.
Retirement investment optionsThe value of personalised retirement savings plans
Your retirement goals are unique — generic advice isn’t going to cut it; your financial strategy needs to be up to the task. We take the time to understand your circumstances, from your current assets and income streams to your long-term aspirations. This allows us to craft a retirement savings plan that reflects your lifestyle, values, and financial ambitions.
A personalised approach ensures that every aspect of your finances works together, providing a clear roadmap to achieve your retirement goals. We don’t just focus on wealth accumulation; we prioritise sustainable income, tax efficiency, and protection of your assets, ensuring you have the freedom to enjoy life without financial stress.
With us, you’ll always have a clear, flexible strategy to guide you through your retirement years.
Let’s build a solid retirement savings plan today!
Talk to usHow we help you achieve your retirement goals
Our retirement planning services are designed to give you peace of mind, knowing that your financial future is in expert hands. We provide tailored advice on every aspect of your strategy, from handling taxes in retirement to investment planning to managing unexpected changes like returning to work.
We also simplify complex financial decisions, giving you the confidence to make informed choices that align with your goals. Our team works closely with you, providing ongoing support to ensure your retirement strategies as your needs change.
Benefits of working with us
- Personalised retirement planning strategies tailored to your goals
- Expertise in managing taxes on retirement income
- Holistic advice integrating all aspects of your financial life
- Clear guidance on investment, superannuation, and pensions
- Regular reviews to keep your plan aligned with market conditions
- Proactive support to help you navigate life’s unexpected changes
- Access to a team of experts dedicated to your financial well-being
Proud members of Australia’s leading financial bodies
Our affiliations with respected financial and accounting organisations reflect our dedication to maintaining the highest professional standards. These partnerships ensure we deliver trusted, professional advice.
Our unique methodology for lasting financial freedom
Our Get Set, Get Moving, Get Free framework provides a structured approach to help you achieve your retirement goals:
Get set
We establish a strong financial foundation through optimised tax and income strategies.
Get moving
We focus on growing your wealth and ensuring your retirement savings work harder for you.
Get free
We help protect your wealth, giving you the confidence to enjoy retirement without financial worry.
5-star reviews from our generous clients
Kieran Liston and the Liston Newton team have been assisting me with my accounting matters since 1976. For the past 47 years, Kieran and the Liston Newton team have provided reliable accounting assistance, which has allowed me to focus on my business in primary production.
Their exceptional service has consistently exceeded my expectations and made me feel that they truly care about my financial well-being.
Liston Newton has given me really helpful guidance over the years for both my business and my personal finances. When you have an accounting team that you trust to give the right advice, it gives you the confidence to focus on growing your business and doing the things you love.
Liston Newton helped us move our accounting over to Xero. Their Accountant managed the set up and training so we felt comfortable with the software. We now have all our processes streamlined which gives us improved visibility of our business performance. This has allowed us to open 2 more stores without a significant increase in administration effort.
Meet your expert team
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Where we work and how we connect with clients
Our offices are located in Victoria, New South Wales, and Queensland, but we work with clients across Australia. Whether in person or virtually, we’re committed to building strong relationships and providing the personalised service you deserve.
South Melbourne
Level 3/67 Palmerston Crescent, South Melbourne, VIC 3205
Gold Coast
Level 10, 36 Marine Parade Commercial Tower, 36 Marine Parade, Southport QLD 4215
Frequently asked questions
What happens when I get financial advisory?
Step 1: Discovery meeting
Sit down together and work out if we are a good fit for each other. This occurs in a discovery meeting.
In the discovery meeting, we discuss your current financial situation, your goals in life and the time frame you have in mind for achieving them. Once we know where you are today and what your objectives are for the future, it’s about working together to map out a plan to get there.
Step 2: Proposal
Your financial adviser will prepare a proposal for you that gives a high-level overview of suggested areas of advice, a realistic time frame for your goals,\ and an estimate of the pricing.
Step 3: Plan
Your financial adviser prepares the plan. This includes the strategy and action plan to help you achieve your objectives and build the life you want. The plan will include things like:
- Investments
- Savings plans
- Superannuation
- Risk protection
- Estate plans
Step 4: Implement the plan
The strategy is presented to you as a documented financial advice plan. You can discuss it, ask questions and make any necessary modifications. Once you agree to the plan and sign off on it, your financial adviser will implement it.
Step 5: Review
You'll agree on how often the advice should be reviewed. It’s important to keep the plan updated and adapt it when circumstances change. Personal circumstances, legislation and investment landscapes are all subject to change, and we can help you plan for them.
What makes for a good investment?
That depends on your goals. There isn't one single answer. A sound investment for one person is a bad investment for another person. You need to consider what's a good investment for your situation. This will depend on your goals, appetite for risk, age, and investment experience.
A good investment for a 35-year-old business owner might be shares in a growth-oriented business. A good investment for a person no longer working might be high dividend shares, fixed interest investments or term deposits. It all depends on the situation.
It’s easier to define a bad investment. A bad investment is one that you have no idea why you invested, no understanding of the underlying asset or business, no idea of the risk involved and no idea how long you should be holding it.
How do I pick the best financial advisory firm for my needs?
You should be prepared for a two-way interview when you talk with a potential adviser. Ask them any questions you want to know the answer to, including:
- What are their qualifications and experience?
- How have they helped people in a similar situation?
- What is their investment philosophy?
- How do you invest your own money?
You need to feel comfortable with your financial adviser and trust they will look after your interests.
Financial advisory that will lead you to financial freedom
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